Are you serious???

I know that I have posted a lot in the past few months about money.  We are doing great about getting things paid off (car loans, student loans, credit card...) because my goal is to pay a mortgage each month and have NO OTHER debt.  Some people dream of vacations, new clothes,  or jewelry....I dream of no debt.  Boy, did my husband luck out or what????  With that being said, I'm totally bummed about the cost of adoption.  I know there are so many families interested in adoption, but the price just stops them cold in their tracks.  I KNOW that God will fund what he favors, but I have to admit that it's still VERY stressful for me.  We thought our TOTAL for adopting would be around $20,000.  We have paid thousands and thousands of dollars over the past 4 1/2 years as we continue down this path to China, but we recently found out that our remaining fees, travel, orphanage fee, program fees, etc....could still be $20,000.  Then, we found out yesterday that the post-placement reports went from having to complete 2, to having to complete 6.  This adds up to appox. $4,000 more.  The kicker is that you have to pay this when your $20,000 is due, not before, not after.  I'm super stressed about coming up with this extreme amount of money in a lump sum.  We're not sure about fundraising because we don't want to ask other people to pay for our child....when people give birth they don't ask others to pay their hospital bills.  We can afford to care for our daughter, to provide for her and give her the wants and needs she will have.  However, to come up with $24,000 in one lump sum is just HARD!  Please pray for us, to give us wisdom about what to sell in the near future, and to give me peace that it will work out.  He funds what he favors!  By the way, could I borrow 20 bucks?  :)